Compliance Hub: RBI Audits
RBI-mandated audits — CERT-In empanelled, India-wide
RBI-mandated information security audit services across India — partnered with
CERT-In empanelied auditors. IS Audits, VAPT, Cyber Security Framework
assessments, and IT Examination readiness for NBFCs, payment aggregators,
banks, and regulated financial institutions.
WHY RBI AUDITS MATTER
Mandatory, recurring, and
inspected ,not optional
compliance
RBI IS Audits must be conducted by CERT-In empanelled organisations. This is a mandatory requirement under the RBI Cyber Security Framework and IS Audit guidelines. Self-assessment or non-empanelled auditors do not satisfy the RBI requirement — reports submitted by non-empanelled firms are rejected and the entity is treated as non-compliant.
The Reserve Bank of India (RBI) mandates a comprehensive suite of information security audits for banks, NBFCs, payment aggregators, payment gateways, and other regulated financial entities under its supervision.
These requirements flow from multiple RBI master directions and circulars — including the Master Direction on IT Governance, the Cyber Security Framework for Banks, the Guidelines for Payment Aggregators and Payment Gateways, and the IT Framework for NBFCs.
RBI's IT examination process — conducted by RBI officers and external auditors — assesses compliance with these mandates. Entities found non-compliant face regulatory action including monetary penalties, licence conditions, and direction letters requiring immediate remediation.
RBI-mandated audit requirements by entity type
Different regulated entities have different mandatory audit requirements. This matrix shows what applies to your organisation — click a challenge below to understand the specific risk.
What's holding organisations back from certification
WHAT'S INCLUDED — The full scope of our RBI audit programme
IS Audit (CERT-In empanelled)
Annual Information Systems Audit conducted by CERT-In empanelled audit partners — covering IT governance, access controls, change management, IT operations, and cyber security controls across all systems. CERT-In empanelled · IS Audit report · RBI submission ready
VAPT — Vulnerability Assessment & Pen Test
Comprehensive VAPT of internet-facing systems, internal networks, applications, and APIs — with risk-rated findings, remediation guidance, and retest to confirm closure of critical vulnerabilities. Network VAPT · Application VAPT · API testing · Retest included
Cyber Security Framework assessment
Assessment of compliance with RBI's Cyber Security Framework for Banks — covering SOC, threat intelligence, incident response, data localisation, and cyber resilience posture. CSF gap assessment · Maturity scoring · Remediation roadmap
NBFC IT Framework compliance
Full compliance programme for the RBI IT Framework for NBFCs — IT governance, IT infrastructure, IT operations, IS Audit, business continuity, and information security controls. IT governance · IS controls · BCP/DR · IT Framework report
Payment Aggregator / Gateway audit
Security audit for PA/PG licence compliance — including system and data security requirements under the RBI guidelines for payment aggregators and payment gateways, plus PCI-DSS alignment. PA/PG security audit · PCI-DSS · Data localisation · RBI PA guidelines
From first call to submitted RBI audit report — in four steps
1
Regulatory scoping & readiness
We identify all applicable RBI mandates for your entity type and gap-assess your current controls and documentation
2
Remediation & documentation
Control gaps closed, governance documents completed, and all evidence prepared before CERT-In audit fieldwork begins
3
CERT-In audit execution
IS Audit and VAPT conducted by CERT-In empanelled partners — with our team supporting throughout and managing finding response
4
Report submission & annual cycle
Audit report prepared and submitted to RBI, remediation tracker established, and annual audit cycle scheduled
BUSINESS OUTCOMES — What our customers achieve
CERT-In
Empanelled auditor on every IS Audit engagement — RBI requirement satisfied
Annual
Audit cycle maintained — no lapsed reports during RBI IT examination
6 - 12 Months
Mumbai · Delhi · Bangalore · Hyderabad on-site coverage
171+
Countries recognising ISO 27001
Audit ready, always
12-month aftercare programme keeps your ISMS live, annual surveillance audits and recertification supported as standard.
Dual Framework Value
ISO 27001 alignment supports GDPR, DPDP Act, HIPAA, RBI, SOC 2, and other frameworks, one programme, multiple compliance benefits.